Financial Clarity During Divorce

Financial decisions made during divorce have lasting consequences, and understanding your options is essential to reaching agreements that feel fair, sustainable, and grounded in reality. As a Certified Divorce Financial Analyst® (CDFA®), I provide guidance to help you gather, organize, and understand the financial information that will shape your future. Together, we explore workable settlement options so you can make informed choices with confidence throughout the divorce process.

In Collaborative Divorce, CDFA® support helps the entire team understand the financial landscape so decisions can be evaluated from multiple angles. My role in collaborative cases remains aligned with the core principles of the process: transparency, respect, shared problem-solving, and a commitment to the best interests of the family.

Financial analysis can help the Collaborative team:

• Review financial statements and supporting documents

• Assess the long-term impact of settlement proposals

• Explore options that promote stability for both parties

• Provide neutral, understandable financial information to support negotiations

Divorce requires a wide range of financial decisions: identifying marital assets, evaluating budgets, determining housing options, reviewing retirement accounts, and understanding support needs. Each decision carries both emotional weight and long-term financial impact. Without clear information, it’s easy to feel overwhelmed or uncertain about the best path forward.

Financial analysis provides structure, transparency, and clarity. It helps you see your full financial picture so that decisions reflect both your present needs and your long-term stability. This support is especially valuable for families seeking a non-adversarial, thoughtful approach to their divorce.

Because mediation is the primary focus of my practice, financial analysis often plays a key role in helping couples reach durable agreements. When the financial landscape becomes clearer, communication improves, reactivity decreases, and problem-solving becomes more efficient.

In mediation, financial analysis may include:

• Identifying and organizing marital assets and debts

• Clarifying budgets and future financial needs

• Exploring the short- and long-term implications of settlement options

• Understanding taxes, cash flow, and financial planning considerations

• Evaluating decisions through both legal and practical lenses

This level of clarity helps couples move more quickly and confidently toward a resolution that supports the well-being of the entire family.

Every family’s financial picture is different. Depending on your needs, our work may include:

• Reviewing assets, liabilities, and account statements

• Modeling future financial scenarios to understand long-term outcomes

• Clarifying the short- and long-term impact of proposed settlement choices

• Examining equity division, retirement assets, and investment implications

• Assessing housing affordability and post-divorce financial transitions

• Identifying areas of financial risk or imbalance

• Supporting thoughtful conversations about child support and spousal support

The goal is not only to reach agreement, but to reach agreement with a sense of clarity, confidence, and stability.

Financial analysis is not about numbers alone — it is about helping you make grounded, informed decisions during a time that can feel uncertain. When the financial picture becomes clearer, discussions tend to flow more smoothly, worries diminish, and the path toward resolution becomes easier to navigate.

If you would like support understanding your financial options or preparing for mediation or collaborative divorce, I’m here to help. Contact Me →